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1. Understand and agree to the Affordable Program Requirements.


2. See if you are "income eligible" under the City of Austin's income limits and rules.  If you believe your household is income eligible, apply for income certification.


3. Complete a HUD-certified homebuyer education course.


4. Get prequalified for a conventional home mortgage loan with a lender that works with the program.


5. Find a home that fits your budget.

​​​STEPS TO AFFORDABLE HOMEOWNERSHIP